Author name: Ketan Rathi

Ketan Rathi is a project finance and business loan advisory professional at Wealthswan Consultants Pvt. Ltd. He helps MSMEs and manufacturing businesses in Maharashtra navigate bank sanctions, benchmark-linked interest rates, and industrial subsidy claims.

MSME loan rate benchmark and spread explained

Project Finance

Why Your MSME Loan Rate Didn’t Fall After RBI Repo Cut

Ketan Rathi / July 25, 2026

MSME Loan Rate didn’t see a cut? A repo-rate cut does not automatically reduce every business msme loan rate on […]

Project Finance

ECLGS 5.0 The Working Capital Support

Ketan Rathi / May 9, 2026

Global uncertainty can quickly affect MSME cash flows, working capital cycles, and liquidity stability. ECLGS 5.0 offers additional working capital support for MSMEs and manufacturers facing rising costs, delayed receivables, and cash flow pressure. This article explains how businesses can use liquidity strategically to strengthen financial stability.